Home loan eligibility criteria vary by lender but generally include factors like income stability, credit score, age, employment status, and existing liabilities. Lenders assess these factors to determine your repayment capacity and loan eligibility. Maintaining a good credit history and stable income stream improves eligibility. Use online calculators to estimate your eligibility before applying, ensuring a smoother loan approval process. Understand the criteria to enhance your chances of securing a home loan.
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