Working Capital
Finance

Fund-based facilities: Products under this include traditional facilities like Cash Credit and Overdraft for financing the inventory and receivables and other day-to-day operational requirements; and also specific-need based facilities like Bill Discounting.

4 Times Scalability
Specific Need Facilities
Flexible and Adjustable
working capital finance
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4 Times Scalability

Commonly accepted margin of 25% in the banking industry means you can scale up your business 4 times with the help of bank finance, instead of financing entirely using equity.

Specific Need Facilities

Non-fund-based facilities: These primarily include Letter of Credit for local as well as import purchase of raw material, and Bank Guarantee for various purposes (Financial Guarantees to give to Govt.

Flexible and Adjustable

It is also supports specific-need based facilities like Bill Discounting, Export Credit limits (pre-shipment and post-shipment), Supply Chain facilities, Gold Metal Loan for jewellery manufacturers.
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