I have multiple outlets trading in two wheelers in Chennai (including one in chintadaripet). The business had reached a saturation point and required an influx of cash flow to expand operations. With a sudden increase in demand for additional fittings and spare parts, I was looking for loan of up to 50 lakhs. I was getting a loan at 15% per annum outside but Rupee Funding was able to arrange for secured credit from a private sector Bank at 7.5% p.a., resulting in huge interest cost savings, and helped me unlock the true potential of financial leverage.

I have an old 3BHK purchased in 2011, and was looking for a full-scale refurbishment of the same. After discussing with a few friends, I had decided to avail a Personal Loan and approached Rupee Funding for the same. However, during discussion with them, it came up that there was already a Housing Loan running on the house; based on this, they advised me that a better option would be to avail a ‘top-up’ on the Housing Loan (at below 8%) instead of a high interest personal loan (11%). This resulted not only in lower EMIs, but also a more comfortable tenor on the loan. It was a good decision to go to them, instead of going to a Bank directly for Personal Loan.

I had taken a home loan from a PSU Bank at a rate of 8.95% a few years back. Even when market interest rates have fallen dramatically in recent years, my Bank was only willing to cut the interest rate by 1.00%. Thanks to RupeeFunding, I was able to switch to another Bank and reduce the interest rate to 6.90% and reduce my loan burden by almost 9000 rupees per month for the remaining 15 years under the loan. That is a good saving of over 16.5 lakh rupees! Also We Got a top up on our loan. These guys know what they are doing.

I approached Rupee Funding for a housing loan on 10 February 2021. They soon presented to me three quotes from Banks. From one of the Banks, the interest rate offered through Rupee Funding was actually lower than the rate offered when I approached the Bank independently. The entire transaction was completed in 8 days, and the funds were credited to the seller of the property by 18 February 2021. They were impeccably professional, and I would wholeheartedly recommend them to everyone I know.